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Online Bank Statements: Your questions answered
Ensuring you feel 100% safe and secure when you submit your bank statements online, is a responsibility we take very seriously. And as a leading Fintech business, it’s important that
Read MoreKnowledge Hub - Get in the know on personal finance
Knowledge Hub Articles
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Personal Loans versus Buy Now Pay Later facilities : What to compare and consider
With so many retailers and businesses now offering Buy Now Pay Later services, such as Afterpay and Zip Money, Australians are being exposed to these schemes on a daily basis,
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Personal Loans versus Credit Cards : What to compare and consider
If you’re trying to decide between a personal loan or a credit card, cost and time to pay off are two of the most important factors to consider.
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How disasters can affect your credit rating. The steps you can take to minimise the impact. And, what lenders can do to help.
In the wake of Australia’s devastating bushfires, a spotlight has fallen on the aftermath natural disasters can silently wreak on people’s credit rating and financial well-being.
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Consolidate buy now pay later with a debt consolidation loan
If you overspent at Christmas, you’re not alone. Many of us feel pressured to splash out during the silly season, and this can leave a serious dent in our wallets.
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How buy now pay later services can affect your chances of loan approval
Buy now pay later (BNPL) services are on the rise in Australia. Around 1.9 million Aussies say they’ve used services like Afterpay or Zip Pay at least once over the
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Silly season spending habits that can harm your credit score
Our wallets can really take a hit at Christmas. Between end of year celebrations, Christmas shopping and sales season, it’s easy to spend up a storm if you aren’t careful.
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How do I check my credit score?
With Comprehensive Credit Reporting (CCR) being introduced in Australia, knowing how to check your credit score and what can impact it, is more important than ever before. If you’ve ever
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Spring clean your finances with a debt consolidation loan
Spring is officially here, making now the perfect time to clean up your finances. If you’ve started to amass debt throughout the past year or so, a debt consolidation loan
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What to do if you can't repay your personal loan
It’s safe to say that no one ever means to fall behind on their personal loan repayments. It’s a scary prospect and won’t do your stress levels any favours!
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Comprehensive Credit Reporting (CCR) - What is it and how can I benefit from it?
What is it and how can I benefit from it? Comprehensive Credit Reporting (otherwise known as CCR) was introduced in March 2014 and has been compulsory for Australia’s big four banks (CBA, ANZ, Westpac and NAB) since July 2019, with more lenders to follow suit by June 2021.
Read MoreWhen is a personal loan better than buy now pay later?
What would you do if you really needed to buy something but didn’t have enough money in your bank account? If Afterpay springs to mind, you’re not alone.
Read MoreWhat can I do if I have missed payments?
You can directly transfer what you owe. This can be done by online banking or a direct deposit at Westpac: Our bank
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5 Tips To Help You Find A Bad Credit Loan
If you need a loan but have experienced bad credit, here’s some tips and helpful info to give you the best chance to be approved.
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Who offers the best small loans?
To answer this question, let’s start with what a small loan is defined as, and what the rules are around the amount of fees allowed to be charged. What is a
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Why choose a personal loan instead of a credit card?
At Fair Go Finance we firmly believe that whenever you’re looking for some extra funds a personal loan is a far better choice over a credit card. Why? Here are
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Can I get a loan to pay for cosmetic surgery or any other medical procedure?
Are you considering cosmetic or plastic surgery but aren’t quite sure how you’ll pay for it? Perhaps you need to cover an elective procedure or a different type of medical expenses?
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What is the best way to finance a holiday?
Holidays and travelling give us some of the most enjoyable times we can have, but working out the best way to afford them can be tricky. To help you, we’ve
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What to look for (and look out for) when trying to get car finance
Things you need to look for (and look out for when you apply for car finance loans. Before we begin, picture this scenario...
Read MoreWhat can I do to fix my bad credit?
The good news is there are a number of ways you can help fix your bad credit. But the key is to start now. As a quick recap, bad credit
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What is CCR?
Comprehensive Credit Reporting (also known as positive credit reporting) is the way your credit information from numerous financial institutions must be reported to the credit bureaus in Australia.
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Applying has never been easier with our enhanced portal!
Coming back for a loan with Fair Go Finance has never been easier, quicker and dare we say it, even a little fun! With all of our new portal enhancements,
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Walshy’s 2018 Predictions for Consumer Credit | Whiteboard Wednesday
In this week’s episode of Whiteboard Wednesday, Walshy makes his 2018 predictions for consumer credit.
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Why your credit history is never history
Ever heard lenders say “your credit history is history” and wondered what they mean? Walshy discusses how your credit history is never truly history, but whether your credit history is
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