Same Day Loans - Same Day Loans Melbourne
Fair Go Finance offers same day loans in Melbourne to help you cover those last minute bills or expenses. Whether it's a car repair, medical bill, or any other urgent cost, our same-day cash loans are here to provide the support you need, right when you need it, every step of the way. Apply online in just 6 minutes and receive your funds in as little as 15 minutes if you qualify. We offer a fast, stress-free process so you can manage your finances without the worry. Get the financial freedom you’ve been dreaming of with a same day cash loan that’s tailored to your situation.
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Calculate your repayments
What this means for you...
- Interest Rate p.a.
- 29.9%
- Comparison Rate p.a.
- 41.64%
- Total Repayment
- $4,212.51
Your minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
Disclaimer
*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Same Day Loans MelbourneHow to apply for a same day loan
Apply Online
Use our simple 6-minute application form to apply from anywhere, anytime. No paperwork, just quick answers.
Get an Instant Decision
Our smart technology reviews your application in real-time. You’ll get a quick decision with no long waiting periods.
Receive Funds in 15 Minutes
Once approved, your loan will be transferred into your nominated bank account as cleared funds within 15 minutes – no delays, no hassle.
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Why Melbourne Residents Trust Fair Go Finance
Quick Approval: Get approved in as little as 30 minutes.
Fast Cash: Receive funds into your bank account within hours of approval.
Flexible Loan Options: Borrow amounts ranging from $500 to $10,000 to cover any urgent expense.
No Hidden Fees: We believe in transparency—what you see is what you get. No unexpected charges.
Available Across Melbourne: Whether you’re in the CBD or the suburbs, our online application makes it easy to get the cash you need fast.
Rates (APR), fees & features
Small Amount Loans
Medium Amount Loans
Large Amount Loans
For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Examples
| $1,350 | $3,600 | $6,900 | |
| Average Term | 8 months` | 13 months | 18 months |
| Average repayment per week | $48 | $90 | $119 |
| Establishment Fee | $265 | $627 | $595 |
| Monthly Fee | $50 | $11 | $14 |
| Interest Rate Per Annum (APR) | N/A | 27.49% | 21.90% |
| Comparison Rate | N/A | 60.61% * | 28.87% ** |
For our loans of $500 to $2,000 an APR (Annual Percentage Rate) does not apply. For loans above $2,000 maximum APR is 48%. *All prices are indicative for an unsecured personal loan and fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. Comparison Rate is based on an unsecured personal loan of $1,000 over a term of 6 months. Fees and charges are payable.
2. Comparison Rate is based on an unsecured personal loan of $2,500 over a term of 24 months. Fees and charges are payable.
3. Comparison Rate is based on an unsecured personal loan of $10,000 over a term of 24 months. Fees and charges are payable.
Urgent Cash Loans Melbourne What Can I Use an Urgent Loan For?
Our same day loans are ideal for covering a wide range of unexpected expenses, including:
Emergency car repairs – Don’t let car troubles derail your day.
Medical bills – Get the care you need without the stress of unexpected costs.
Home repairs – Fix those urgent home issues, like a leaking roof or broken appliance.
Debt consolidation – Simplify your finances by combining multiple debts into one easy-to-manage loan.
Unplanned travel – Need to travel for a family emergency? We’ve got you covered with fast cash.
Whatever the emergency, Fair Go Finance is here to provide fast financial relief so you can move forward with confidence.
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Who is eligible to apply for a same day loan Melbourne
We welcome applications from Melbourne residents of all financial backgrounds, including those with bad credit Our focus is on your ability to repay the loan, not just your credit history. To qualify for an urgent loan, you need to meet the following criteria:
Be 18 years or older
Be a resident of Australia
Have a steady income from employment or government benefits
Provide a valid ID and bank account details
Even if your credit score is less than perfect, we may still be able to offer you an urgent loan. based on your current financial situation.
Apply for a same day loan in Melbourne Today
When time is of the essence, Fair Go Finance offers same day and emergency loans in Melbourne with fast approvals and quick transfers. Don’t let unexpected expenses disrupt your life—our loans are designed to provide immediate financial relief.
Ready to apply? Start your application now, and get the funds you need today!
Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
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Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.
We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
How can we help you?
Below you’ll find answers to the most frequently asked personal loan questions