Car Loans - Loans to Fund Your Next Car.
Borrow up to $24,000 for your next car, motorbike, caravan or boat.
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Use Your Car Loan Any Way You Like.
When you take out a loan with us, you’re in the driver’s seat. You can use it to buy a new or used car, boat, motorbike, jet ski, trailer or caravan.
We have customers across Australia who come back to us for secured car loans ranging from $5,000 – $24,000 to purchase or refinance their dream vehicle.
And as one of Australia’s largest non-bank lenders, we’ve used all our finance and tech smarts to make our easy car loans as quick and flexible as possible.
Rates, Fees & Features
| Loan Amount | $5,000 - $24,000 |
|---|---|
| Average Term | 2 - 5 years |
| Application Fee* | $550 |
| Monthly Fee* | $15 - $28 |
| Discharge fee* | $125 |
| Interest Rate | 15.95% p.a - 27.99% p.a |
| Comparison Rates From | 26.99% p.a - 36.32% p.a |
The actual interest rate applicable will depend on our assessment criteria. Comparison rates are based on a secured $10,000 loan over a 3 year term for a new car. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Maximum loan amount for applicants under 22 years of age is $15,000.
*Other fees, charges and commissions may apply.
Examples
| $10,000 | $15,600 | $19,800 | |
|---|---|---|---|
| Average Term | 36 months | 42 months | 48 months |
| Fortnightly Repayment | $210 | $260 | $310 |
| Establishment Fee | $550 | $550 | $550 |
| Monthly Fee | $15 | $22 | $15 |
| Interest Rate Per Annum (APR) | 27.99% | 23.49% | 26.49% |
| Comparison Rate* | 35.23% | 32.02% | 33.73% |
* Comparison rates are based on a secured car loan of $10,000 over a term of 24 months. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Ready to get started?
How to Apply
With no early payout fees, our flexible range of online loans are perfect for the changing needs of hardworking Aussies. And because our rates are personalised, they’re highly competitive, whatever your credit rating.
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Apply Now
All it takes is 6 minutes with our secure online application form.
Accept Offer
If approved, accept your offer signing online with a secure SMS code.
Receive Finance
Your funds are transferred as cleared funds so you can start using it sooner.
Personalised Support
If you need a little help with anything, simply talk to our support team.