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Flexible Personal Finance
With Customised Rates and Down-to-Earth Service, Fair Go Finance is your smarter way to fund. Apply online in just 6 minutes.
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Calculate your repayments
$3,000
12 Months
What this means for you...
- Interest Rate p.a.
- 29.9%
- Comparison Rate p.a.
- 41.64%
- Total Repayment
- $4,212.51
Your minimum weekly repayment*
$81.01
Ready to get started? Get your personalised rate and repayments without impacting your credit score or see our rates & fees
Disclaimer
*Includes an interest rate of 29.90% (Comparison Rate of 41.64%). All prices are indicative and applications are subject to assessment. Fees and charges are payable. The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Online Loans for all Life's Moments
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We're with you
So why Fair Go Finance?
We want what’s best for our customers. And we show it every day with loans and service tailored to you.
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Genuine customer service
Our genuine, down-to-earth team is here for friendly, helpful advice – and zero jargon.
Personalised pricing
We get to know your situation to craft a tailored rate just for you.
Credit score boost
Make timely repayments on an initial easy-to-manage loan to actively boost your credit score.
Check if you qualify
Learn how likely you are to get approved, with no impact on your credit file.
Our Process
How Fair Go Finance works
Our personal loan rates are customised to you and your circumstances. And we’ve got loans for just about anything you need. Learn how much you could borrow and what the repayments could be.
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Apply now
Our online application takes just six minutes to complete.
Accept our offer
We send you the loan terms. You accept with a secure SMS code. It couldn’t be easier.
Get your funds
Our real-time funding means your funds are in your account on the same day.
Stay supported
We stick around to help with repayments, questions and credit score boosts.
Knowledge Hub - Make your money go further
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How to Improve Your Personal Loan Application
Credit scores and personal loans: What you need to know and how to improve your application Credit scores are used by lenders
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4 top tips for managing a personal loan
It’s a great feeling when you receive formal approval for a personal loan, or any type of credit for that matter! But once that excitement has passed, the next
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6 Things Lenders Look at When Assessing Your Loan
Taking out a loan can be a daunting concept for many, which is why you want the process to be as simple and
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6 Easy Tips to Save Money
6 Easy tips to save money properly With the rising cost of living Australia has seen over the past year, saving your money
Read MoreGo Forward, Financially - Wondering if you’re eligible?
Fair Go Finance wants personal finance to be fair for everyone. So, we’ll do a quick check to assess your eligibility before we begin. The best bit? It won’t impact your credit score. And once approved, you’ll actively boost your score as you make repayments.
0%
Of our customers enjoyed an increase to their credit score.
0.78
is the average credit score increase our customers first experience.
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Credit Score Boost Winner January 2024
Ricky, NSW
Ricky boosted his credit score by 193 points within 6 months.
0%
Of our customers enjoyed an increase to their credit score.
0.78
is the average credit score increase our customers first experience.